Relocating To Tellico Village: What Lake Buyers Should Know

Dreaming about a lake lifestyle where you can launch in minutes, golf with friends, and still reach major hospitals and an airport in under an hour? If Tellico Village in Loudon and Monroe counties is on your shortlist, you are not alone. Many buyers consider it for its organized amenities, social scene, and strong marina system. In this guide, you’ll learn how the community works, what boating access really looks like, what to budget for, and the key steps to buy with confidence. Let’s dive in.

Why Tellico Village appeals to lake buyers

Lake access and marinas

If time on the water is your priority, Tellico Village stands out. The Property Owners Association (POA) operates three marinas at the Yacht Club basin, Tanasi Basin, and Kahite, with gated dock areas and about 630 total boat slips, plus personal watercraft spaces. Annual slip leases are managed by the POA, and the Yacht Club marina offers fuel, pumpouts, and guest slips for added convenience. Because slips are leased and in demand, you should confirm availability, current fees, and any waitlist policies early in your search. You can review the community’s marina overview on the official Boating & Water Sports page for the latest details: Tellico Village boating and marinas. For on-site fuel and services, see the Tellico Village Yacht Club.

Golf and recreation

You will find three 18-hole championship courses, plus a wide mix of clubs and activities that make it easy to plug in. The POA highlights hundreds of social and special-interest groups, from golf leagues and boating to arts, hiking, and cards. Facilities include multiple recreation centers with indoor and outdoor pools, tennis and pickleball courts, and a robust Wellness Center. Explore the Wellness Center’s features, including the six-lane indoor pool and fitness spaces, on the official amenities page.

Dining and daily services

On-site dining makes everyday life convenient. You will find options around the Yacht Club, Tanasi, Toqua, and Kahite, along with a small commercial area for grocery and local services. Many of these outlets are operated by the POA or private partners within the Village, which helps keep the community feel intact.

Healthcare access

Medical care is a common question for relocation and second-home buyers. Tellico Village has an on-site Summit Medical Center that offers primary care, physical therapy, and limited imaging. Fort Loudoun Medical Center in Lenoir City is typically about a 15-minute drive, and major Knoxville referral hospitals, such as University of Tennessee Medical Center and Parkwest, are about 30 to 45 minutes away depending on your exact location. Review location details and nearby providers on the local healthcare overview.

Location, layout, and governance

Tellico Village sits on the western shore of Tellico Lake, about 30 miles southwest of Knoxville. The community is unincorporated and is governed by the Tellico Village Property Owners Association, which operates and maintains roads, water and sewer, amenities, and many on-site facilities. Property owners are members of the POA and pay a monthly assessment that funds these services. You can confirm community governance and services in the POA Property Owners Manual and the general community summary on Wikipedia.

Geographically, the Village is divided into several neighborhoods. Most of the community is in Loudon County, while the Kahite neighborhood to the south lies in Monroe County. Because taxes and some services vary by county or municipality, always confirm the county and jurisdiction for any parcel you are considering. The POA manual and your agent can help you verify these details.

Real estate and budget basics

Home types and price spectrum

Housing in Tellico Village spans single-family homes, villa and townhome options, condos, and buildable lots. Prices vary widely based on lake frontage, golf proximity, views, and finishes. In recent years, listings and closed sales have ranged from the low $200,000s for smaller or older properties to well over $1,000,000 for premium lakefront estates.

For market context, national aggregators showed a community median near the $600,000 mark in late 2025 and early 2026. Redfin reported a median sale price around $609,000 in early 2026, while Realtor.com showed a median around $659,000 in December 2025. Data providers use different methods and time frames, so medians can differ. Your best move is to request current MLS comparables for the specific neighborhood and home type you want.

POA assessment and HOA fees

Tellico Village owners pay a monthly POA assessment that funds community operations. Official materials describe this assessment as under $190 per month, and the POA notes that it is the same for all residents. Some properties, such as townhomes or condos, also carry separate HOA dues that vary by development. Examples in recent listings have shown HOA charges in the roughly $112 to $182 per month range, but these are property-specific and change over time. For a helpful overview, start with the community’s Cost of Living page and confirm the current amount directly with the POA or on the seller’s latest statement.

What does the POA assessment generally cover? POA governance and operations, maintenance of roads and common facilities, water and sewer systems in many areas of the Village, and upkeep of community amenities. Many activities still carry user fees, such as golf green fees, marina slip leases, and some classes or programs. You can review the coverage details and amenity policies in the POA manual.

Taxes and closing items

Property taxes vary by parcel, based on county and any municipal overlays. As a reference point, a commonly cited combined county rate for Loudon County around FY2025 is about $1.77 per $100 of assessed value, but you should always verify the current rate and the exact tax bill for the property you plan to purchase. County rates and assessment ratios change, and special district levies may apply. For a starting point and definitions, see the Loudon County property tax guide.

On transfer and closing costs, the POA has publicly discussed items like a potential transfer fee in past board materials, though a prior effort was pulled after opposition. Policies can surface again, so ask your agent whether any POA transfer fees, one-time assessments, or special charges are in effect today. You can read more context in the POA’s Q1 2023 board newsletter.

Boating and dock logistics

Slips, services, and waitlists

Slips are leased annually by the POA and vary in size and pricing. Because the Village has three marinas and several hundred slips, many inland owners still enjoy regular access to the water, but availability changes with demand. If boat storage is a must-have, request the current slip fee schedule, ask about waitlist policies, and confirm whether guest or day-use options fit your needs. Start with the Boating & Water Sports page for policies, and check service offerings at the Yacht Club marina.

Shoreline rules for lakefront parcels

Private docks and shoreline improvements are regulated. The Tennessee Valley Authority (TVA) retains the shoreline below a set elevation and sets shoreline access rules. Within the Village, the POA and its Architectural Control Committee (ACC) also review and permit shoreline work. If you are considering a lakefront home or lot, verify existing dock permissions, understand any TVA and POA constraints, and factor timeline and cost into your plan. The POA manual and the boating overview are good places to start.

Building, remodeling, and approvals

Any exterior construction, major remodeling, or shoreline project will require ACC review. Permit procedures, submittal checklists, and meeting schedules are published by the POA. If you plan to build from scratch, add a dock, or complete a large exterior update, get the applicable covenants and ACC timelines up front so you know what to expect. You can find the ACC guidance within the Property Owners Manual.

How Tellico Village compares nearby lakes

East Tennessee has several beautiful lake communities, and each one feels a bit different. Tellico Village is a large, master-planned environment with centralized POA governance, three POA-run marinas, multiple golf courses, and year-round programming. Many smaller lakeside enclaves have fewer amenities, limited or private marina capacity, or different governance models. If proximity to Knoxville’s hospitals and airport matters, Tellico Village’s location about 30 to 45 minutes from major services is a practical advantage for many buyers. For a high-level overview of the Village in the broader Tellico Lake area, see TellicoLake.com’s community page.

Out-of-state buyer checklist

1. Confirm the parcel’s county and jurisdiction. The Kahite neighborhood is in Monroe County while most of the Village lies in Loudon County. Pull the seller’s most recent tax bill so you understand the exact obligation for that property.
2. Request the current POA monthly assessment and the seller’s latest POA statement. Ask if the property has any separate townhome or condo HOA dues and what those include.
3. If boating is essential, get the latest slip fee schedule, availability, and any waitlist policy. Confirm whether the property relies on common docks or has private shore access.
4. If you plan to build, remodel, or complete shoreline work, get the ACC guidelines, submittal requirements, and approval timelines before you buy.
5. Ask your agent for current MLS comparables tailored to your target neighborhood, home type, and view. Use national medians as general context only.
6. If you plan to rent, confirm the current POA rental policies and any county lodging or permitting rules. The POA communicates policy updates through board and Town Hall materials.
7. Verify utilities. Many homes are on POA-operated water and sewer, but some parcels may vary. Clarify whether a property uses POA sewer or a private septic system.
8. Visit before committing if possible. Experience a marina visit, a clubhouse meal, a round of golf, and a wellness class. Join a club meeting to gauge fit. The POA often offers discovery or tour options.

Is Tellico Village right for you?

If you want an organized, amenity-rich lake lifestyle with reliable marina options, active clubs, and convenient access to Knoxville services, Tellico Village deserves a close look. Prices and fees vary by property and activity level, so the smartest path is a tailored plan that confirms your numbers and timeline up front. Map out your boating needs, explore your preferred neighborhoods, and line up ACC and utility details early.

When you are ready to explore homes, lean on a responsive local advisor who knows the lake markets and can support you from anywhere. If you are relocating or buying a second home, I can set up live video tours, coordinate inspections, and guide you through each step. Reach out to Krista Freshour to get started.

FAQs

What is the current POA monthly assessment in Tellico Village?

• POA materials describe the assessment as under $190 per month and the same for all residents, but you should confirm the latest amount directly with the POA or on the seller’s statement; the Cost of Living page provides a helpful overview.

How hard is it to get a marina slip in Tellico Village?

• The POA manages about 630 slips across three marinas, with annual leasing and demand that varies by size and season; review current availability, fees, and waitlist policies on the Boating & Water Sports page.

Are there age restrictions in Tellico Village?

• The community is often described as age-targeted for active adults, but it is not strictly age-restricted; you can see the general community overview on Wikipedia.

What are property taxes like for Tellico Village homes?

• Taxes vary by parcel and county; a commonly cited combined county rate for Loudon County around FY2025 is about $1.77 per $100 assessed value, but always verify the exact current bill for the parcel; start with the Loudon tax guide.

Can I rent out my Tellico Village home short term?

• The POA has discussed rental permitting and communicates updates in board and Town Hall materials, so confirm current policies before purchasing; see the POA board newsletter for context.

How close is medical care to Tellico Village for regular visits?

• The Village has an on-site Summit Medical Center, Fort Loudoun Medical Center is about 15 minutes away, and major Knoxville hospitals are usually a 30 to 45 minute drive; review providers on the local healthcare page.